myuhc.com - How to Use Your UnitedHealthcare Account | HelpAdvisor.com (2025)

We all want health insurance that’s simple and easy to understand. And that’s what UnitedHealthcare aims for with myuhc.

Myuhc.com is an online member portal that allows quick and easy access to plan information for UnitedHealthcare plan members. Myuhc is available to members of the company’s health insurance, Medicare and Medicaid plans.

Here are some of the main actions you may perform on myuhc.com.

Find a Provider

Locate UHC in-network doctors, medical specialists, mental health providers, hospitals and labs near you who accept your UnitedHealthcare plan.

Find a Dentist

Search dentists and dental specialists by name, specialty, reviews and more. Or simply view a directory of all dental professionals in your area who are part of the UnitedHealthcare network.

Find a Vision Provider

Find optometrists, ophthalmologists, private practice and retail chains and even online providers of eyewear who partner with UnitedHealthcare.

Find a Pharmacy

Look for pharmacies in the UnitedHealthcare network by name or geographic radius using a range of filters and other advanced search criteria.

What Else Can You Do With myuhc?

Beyond the four main actions described above, there are many additional things you can do at myuhc.com. These include:

  • Get estimates for treatments and procedures
  • See which services and items are covered by your plan, including prescription drugs
  • Check for lower cost options that may be available
  • Print a temporary plan ID card to be used when seeing a provider
  • Review claims, costs and charges
  • View your Explanation of Benefits (EOB)
  • Monitor your account balances for HRA, HSA or FSA accounts
  • Take health surveys and earn rewards
  • Speak with an online health coach
  • Take advantage of health programs and discounts

Can You Access Documents and Forms Through myuhc?

Certain documents like your plan ID card and EOB may be accessed via myuhc.

You can also access and download member forms and documents, like those needed for filing claims, taxes, reimbursements and more.

What Prescription Drugs Are Covered by My Plan?

You can use myuhc.com to check on your prescription drug coverage, and you may also consult the 2023 UnitedHealthcare Drug List.

The medications listed on this directory may be covered by UnitedHealthcare plans that include prescription drug coverage, but you should check with your specific plan formulary. Some drugs listed in the drug list may not be covered by your plan. The list is first provided according to drug type and then later on my alphabetical order.

You will notice in the directory that each covered drug is assigned a tier. Each tier warrants a different level of coverage according to your respective plan, with common, generic drugs receiving a different level of coverage than rare, name-brand medications.

What Items Can You Buy With the Food, OTC and Utility Bill Credit From UnitedHealthcare?

If you have a dual-eligible health plan from UnitedHealthcare, you can use your myuhc member account in conjunction with an OTC (over-the-counter) card. The credit can also be used to help pay utility bills.

A UnitedHealthcare OTC card is preloaded with credits that may be used to buy hundreds of health products purchased over the counter such as:

  • Vitamins and supplements
  • Pain relievers, cough medicine and other medications
  • Bandages and first aid supplies
  • Toothpaste and toothbrushes
  • Pay utility bills like electricity, gas, water and internet

You can use your OTC card to purchase healthy food options like fruits and vegetables, meat, eggs, milk, bread and much more.

UnitedHealthcare OTC cards are available to members who are dual-eligible for both Medicare and Medicaid and enrolled in a UnitedHealthcare Dual-eligible Special Needs Plan (D-SNP). Cards are accepted at a wide range of grocery stores and pharmacies throughout the U.S.

How Do You Create a myuhc Account?

Certain services on myuhc are accessible with no account needed. But to get the most of the experience and take advantage of all of the myuhc features, create your account by using HealthSafe ID and following the on-screen instructions.

Be sure to have your UnitedHealthcare plan ID card handy.

What Is the UnitedHealthcare App?

UnitedHealthcare also has a mobile app that offers a similar user experience as the myuhc website.

Just a sampling of things you can do with the UnitedHealthcare app include:

  • Find network-participating healthcare providers and hospitals in your area
  • Conduct video conferences with doctors
  • View and use plan ID cards
  • View claims and balances
  • Estimate the cost of certain services
  • Manage prescriptions and refills

The UnitedHealthcare app is available for both Apple and Android devices and is free in the App Store and Google Play, where the app has customer ratings of 4.7 and 4.5 stars, respectively.

Contact UnitedHealthcare Customer Service

UnitedHealthcare members can get in touch with representatives from UnitedHealthcare for help with their myuhc account or for any other questions regarding benefits, costs, providers and more.

myuhc.com - How to Use Your UnitedHealthcare Account | HelpAdvisor.com (2025)

FAQs

How do I use my U card from UnitedHealthcare? ›

Use the credit loaded on your UCard as payment in-store or online. Buy eligible items in-store at thousands of retailers nationwide. Show your UCard to access your free membership the first time you visit a Renew Active® network gym or fitness location.

Where can I use my UnitedHealthcare healthy Benefits card? ›

With your UnitedHealthcare UCard, it's easy to use your credit to:
  • Shop at thousands of participating stores, including Walmart, Walgreens, Kroger, and CVS, or at neighborhood stores near you.
  • Pay eligible home utility bills online or at your local Walmart MoneyCenter.

How do I check my UnitedHealthcare benefits online? ›

Members can view and manage their benefits and rewards online in the UCard Hub section of the member site and the UnitedHealthcare app to do things like: Check benefit balances and available rewards.

How do I use my UnitedHealthcare spending card? ›

Paying with your card

You visit your doctor or other provider. You can use the card to pay for copayments or any out-of-pocket responsibility when using a UnitedHealthcare network provider. You visit the pharmacy or use the pharmacy website. You can use the card to pay copayments or any out-of-pocket responsibility.

How to use the UCard for groceries? ›

Just head to your favorite participating retailer on the list, fill your cart with the good stuff from our list of eligible foods and simply swipe your card at the register to use your benefit.

What food items can you get with a OTC card? ›

Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

Can I buy soda with a healthy benefits card? ›

"You can use your benefits to purchase OTC products including allergy medication, cough drops, first aid supplies, oral care, pain relievers, vitamins, and more," reads the Health Benefits website. Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card.

What kind of food can I buy with my UnitedHealthcare card? ›

What can you buy with your credit?
  • Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water.
  • Choose from thousands of OTC products, like toothpaste, first aid necessities, cough drops, bladder control pads and more.
  • Pay utility bills like electricity, gas, water and internet.
Mar 8, 2022

Can I buy soap and shampoo with my OTC card? ›

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

How much money is on my OTC card? ›

For balance inquiries you can use any of the following: OTC Network member portal, OTC Network mobile app, or call the number on the back of your OTC Network card.

Can I buy laundry detergent with my OTC card? ›

You can also get everyday items like laundry detergent, soap and toothbrushes.

What is the disadvantage of UnitedHealthcare? ›

AARP/UnitedHealthcare is a poor choice for PFFS plans. PFFS plans aren't a popular choice since they are usually expensive and can limit your choice of doctors. For these plans, UnitedHealthcare has high prices, low ratings and limited availability.

How does the U card work for UnitedHealthcare? ›

After someone enrolls in or renews their UnitedHealthcare Medicare Advantage plan, a member receives a UCard. There are thousands of eligible OTC items the UCard can be used for, and members can shop at more than 55,000 national retail locations or online. The UnitedHealthcare UCard is the member ID and so much more.

What can you buy with your U card? ›

You can use your Healthy Food Card to buy some of the following:
  • Frozen Meals or Produce.
  • Fresh Salad Kits.
  • Dairy Products.
  • Fresh and Canned Vegetables and Fruits.
  • Meat and Seafood.
  • Kitchen Staples such as sugar, spices, and flour.
  • Soups.
  • Bottled Water.
Sep 5, 2023

How do I know what I can buy with my OTC card? ›

OTC card eligible items often include health and wellness products, such as cough and cold remedies, vitamins, medical equipment and more. If an item is eligible, the cost of the item is subtracted from an OTC card's available balance at checkout.

How do I use my OTC card to pay bills? ›

Once you have logged in, go to the “Locations” tab at the top right-hand side and select the “OTC Bill Payment” option. Select your service provider from the drop-down menu. Enter your name, service provider account number and zip code. Enter the amount you wish to pay using your OTC funds in the appropriate field.

Can I buy shampoo with my UnitedHealthcare OTC card? ›

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

Can I buy water with my UnitedHealthcare card? ›

Get answers about the monthly food, OTC, and utilities benefit. What can you buy with your monthly credit? If you had a UnitedHealthcare Dual Complete® plan, you could: Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water.

What bills can I pay with my UCard? ›

According to the company, the UCard can be used when participants:
  • Visit a provider like your Primary Care Provider or dentist.
  • Fill a prescription.
  • Check in at the gym.
  • Buy healthy food and over-the-counter products.
  • Pay utility bills.
  • Spend earned rewards.

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